Welcome to Part 1 of a powerful three-part series focused on special needs financial planning. In this episode, I’m joined by the amazing Katy Bryan, a Chartered Special Needs Consultant from Skylight Financial Group. Katy brings over 14 years of experience helping more than 250 families plan for their future. We’re breaking things down into real, understandable steps—starting with the basics.This episode focuses on the early stages of the journey—from diagnosis (or even before) to preparing for the unexpected. We talk about what parents should start thinking about when they first realize their child may need lifelong support, and how to start planning financially without being overwhelmed.What We Cover:Why financial planning matters early in the special needs journeyCommon challenges families face right after diagnosisHow and when to reach out to your county Board of Developmental Disabilities (DD)Understanding Medicaid, Social Security, and how income affects eligibilityWhat a waiver is and why you want to get on the list ASAPNavigating stigma, burnout, and the lack of direction many parents feelThe emotional toll of those early years—and why it’s okay if you’re not thinking long-term yetWhen to start thinking about special needs trusts, STABLE accounts, and other toolsKaty helps parents shift from survival mode to building a solid financial foundation for the future—one step at a time. Whether your child just received a diagnosis or you're several years into the journey, this episode is full of validation, guidance, and real-world advice.Guest Info:Katy BryanChartered Special Needs Consultant, Skylight Financial Group📧 Email: [email protected]🌐 Licensed to work nationwideThis Week’s SponsorsSafe Place BeddingGive your child the gift of better sleep with Safe PlaceBedding’s travel-friendly, sensory-friendly sleep solutions.Visit: https://safeplacebedding.com/theautismdadAutism 360:Autism 360 is a neuro-affirming app for parents of autistic children, offering 24/7 expert guidance, personalized plans, and practical support for daily challenges. Trusted by thousands, it provides affordable, real-time help. Use the code “theautismdad” to save 10%https://smartlink2.metricool.com/public/smartlink/autism-360-robtheautismdadMightierMightier helps kids self-regulate emotionally throughbiofeedback-based video games.Learn more & save 10% with code 'theautismdad22': https://www.mightier.comIf you found this episode helpful, please subscribe, leave areview, and share it with someone who might benefit. Your support helps bringmore resources to families like yours. Thanks for being here, and I’ll talk toyou next week! Disclaimer:Kathryn Bryan is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC.OSJ: 1956 Carter Road, Suite 200, Cleveland, OH 44113 • (216) 621-5680CA Insurance License number: 4175736The information in this podcast is not a recommendation and is not intended as financial, tax, legal or estate planning advice. You should seek guidance from a qualified financial advisor, accountant, and attorney regarding your personal situation.CRN202803-8296799