The OCR got another cut this week, now down to 3%.&nbsp; While there have been questions for a while around whether banks are passing the cuts down to consumers, the real question is whether the cuts will actually solve anything at all.&nbsp; LISTEN ABOVESee <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.

Shamubeel Eaqub: Reconsidering which insurance you use

Looking to make sense of your dollars? Newstalk ZB’s Smart Money delves into the deep, dark recesses of unwanted debt, traverses the highs and lows of investments and helps to ensure you money works for you.Our industry experts give us their top tips on a wide selection of topics including mortgage rates, stock, savings, goal-setting and retirement.