The number of mortgage holders refinancing their loans is the highest ever recorded.&nbsp; More than 3,500 borrowers refinanced in June, and experts are expecting to see the trend continue through to the end of the year.&nbsp; Finance specialist Amanda Morrall joins Tim Beveridge for Smart Money.&nbsp; LISTEN ABOVESee <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.

Simon Brown: Financial literacy is invaluable

Looking to make sense of your dollars? Newstalk ZB’s Smart Money delves into the deep, dark recesses of unwanted debt, traverses the highs and lows of investments and helps to ensure you money works for you.Our industry experts give us their top tips on a wide selection of topics including mortgage rates, stock, savings, goal-setting and retirement.