Financial author Martin Hawes joined the show to discuss the reality of retirement versus your expectations, and why increasing your KiwiSaver contributions might be your saving grace.
LISTEN ABOVESee <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.

Dr Alex Bartle: How to improve your night's sleep

Looking to make sense of your dollars? Newstalk ZB’s Smart Money delves into the deep, dark recesses of unwanted debt, traverses the highs and lows of investments and helps to ensure you money works for you.Our industry experts give us their top tips on a wide selection of topics including mortgage rates, stock, savings, goal-setting and retirement.