Finacial specialist Amanda Morrall joins the Weekend Collective to discuss how early you should start investing - including getting your kids into Kiwisaver from 3 years old. <br>LISTEN ABOVE.<p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>

Hannah McQueen: Why do we spend all we earn?

Looking to make sense of your dollars? Newstalk ZB’s Smart Money delves into the deep, dark recesses of unwanted debt, traverses the highs and lows of investments and helps to ensure you money works for you.Our industry experts give us their top tips on a wide selection of topics including mortgage rates, stock, savings, goal-setting and retirement.

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