Financial commentator Amanda Morrall tells Tim Roxborogh and Tim Wilson when she thinks it'll be safe enough to book plane tickets - and she's confident enough to lay a bet with the boys! Also, which loyalty programmes are the best in the country, and what are the stinkers?<p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>

Max Whitehead: How to negotiate your employment contract

Looking to make sense of your dollars? Newstalk ZB’s Smart Money delves into the deep, dark recesses of unwanted debt, traverses the highs and lows of investments and helps to ensure you money works for you.Our industry experts give us their top tips on a wide selection of topics including mortgage rates, stock, savings, goal-setting and retirement.

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