This week on Smart Money we were joined by financial expert Tom Hartmann from Sorted.org.nz We look into the world of KiwiSaver and nut out why so many Kiwi's are in the wrong scheme?  Also, should you be able to cheque out your sick leave? We put the question to our expert.  LISTEN TO THE FULL DISCUSSION WITH THE WEEKEND COLLECTIVE ABOVESee <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.

Martin Hawes: Are cheques still a needed part of society?

Looking to make sense of your dollars? Newstalk ZB’s Smart Money delves into the deep, dark recesses of unwanted debt, traverses the highs and lows of investments and helps to ensure you money works for you.Our industry experts give us their top tips on a wide selection of topics including mortgage rates, stock, savings, goal-setting and retirement.