This week on Smart Money we look back at the times you'd probably rather forget.<br>What are the financial blunders that have shaped your life and made you rethink your money habits? <br>LISTEN TO THE FULL DISCUSSION WITH THE WEEKEND COLLECTIVE ABOVE<p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>

Carissa Fairbrother: Is Lotto harmless or hurtful?

Looking to make sense of your dollars? Newstalk ZB’s Smart Money delves into the deep, dark recesses of unwanted debt, traverses the highs and lows of investments and helps to ensure you money works for you.Our industry experts give us their top tips on a wide selection of topics including mortgage rates, stock, savings, goal-setting and retirement.

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