This week on finance we were joined by founder of <a href="http://www.acumen.co" rel="noopener">www.acumen.co</a>.nz Lisa Dudson. We pose the questions are loyalty schemes worth it or just one big hoax? <br>LISTEN TO THE FULL INTERVIEW WITH THE WEEKEND COLLECTIVE ABOVE<p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>

Tom Hartmann: Do you even need a will?

Looking to make sense of your dollars? Newstalk ZB’s Smart Money delves into the deep, dark recesses of unwanted debt, traverses the highs and lows of investments and helps to ensure you money works for you.Our industry experts give us their top tips on a wide selection of topics including mortgage rates, stock, savings, goal-setting and retirement.