We've all heard the saying: "The rich get richer and the poor get poorer." But why do the rich get richer? Is it just the mindset that "it takes money to make money" or do they know something else that we don't?

Lots of financial planners talk about mutual funds, annuities, IRAs and 401(k)s, but do the rich do the same or is there more? To answer that question, I talked with Ben Mohr about how everyone can invest like the ultra-wealthy.

In this episode you will learn:

• What wealthy people do when the market is down
• Alternative strategies that are actually safer than traditional investments
• About life settlements as a tool of the ultra-wealthy
• About safe investments for those nearing retirement