個人理財的關鍵在於習慣，而不僅僅是收入的高低。養成精明分配收入的紀律，將讓你受用無窮。使用『金錢習慣系統』，可以建立這種紀律。Personal financial management is about habits, not just your level of income. Develop the discipline to allocate your income astutely and it will serve you well. Use the "Money Habit System" to build that discipline. --Hosting provided by SoundOn