There are people who should never, ever, have a credit card. And of course they shouldn't buy my new course "How to Borrow Money Safely and Never Pay Interest Using Credit Cards." But, everyone else should buy it. Go here: <a href= "http://www.radicalpersonalfinance.com/creditcardcourse">www.radicalpersonalfinance.com/creditcardcourse</a> Save $10 with promo code: CREDITCARDTEN Joshua

591-Friday Q&A (Credit Card Edition): New Cards, Refinancing Mortgages, and Credit Freezes

Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.