Our guest on today's show is Dhruv Bansal.

Dhruv is the co-founder of Unchained Capital, which offers individual and commercial cash loans to US individuals and businesses who can provide Bitcoin as collateral. This is an interesting service because it lets you take out a cash loan on your crypto assets so you can benefit from your bitcoin wealth without having to sell your favorite investment.

In essence, Unchained Capital is a services layer available to users of the bitcoin blockchain and is part of a growing trend towards making traditional financial services available to crypto asset holders. 

This is a fascinating offering, and bitcoin holders seem to be really excited about this trend.

P.S. You might remember Dhruv from Episode 6, where we discussed the top soundbites and talks from Coindesk’s Consensus Invest Conference.

Topics include:

• Why someone might take out a crypto asset-backed loan.
  
• The tax advantages of borrowing against vs. selling your bitcoin.
  
• The fact that 60% of bitcoins haven’t been spent in the last year, and how this discovery led to the formation of Dhruv’s business.
  
• What sets Unchained Capital’s product offering apart from other crypto loan products.
  
• The parameters around Dhruv’s offering, including loan interest rates, loan terms, fees, etc.
  
• Why Unchained Capital doesn’t do credit checks and how they handle volatility.
  
• How Unchained stores collateral and how they let you monitor it while it’s in their custody.
  
• How much money they have lent out thus far.
  
• Dhruv’s views on the industry and how he sees his product roadmap evolving over time.

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