Should you opt for credit card points or cash back rewards? According to a recent report by creditcards.com, most Americans opt for credit cards with a cash back reward. However, before you quickly sign up for cash back rewards, there are a few things you need to consider.

In this video, we're discussing American credit card trends, and how you can make the most out of your credit cards. You'll learn how to determine what type of credit card is best for you, and how to maximize its benefits!

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